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Rates

Effective Aug 15, 2017

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Saving & Certificate Rates

Share Savings
Shares Rate (APR) Yield (APY)
$25 - $1,000 0.30% 0.30%
> $1,000 - $5,000 0.40% 0.40%
> $5,000 0.55% 0.55%
Share Drafts (Checking)
Share Drafts Rate (APR) Yield (APY)
$1,000 Daily Balance 0.25% 0.25%
Christmas & Vacation Clubs
Clubs Rate (APR) Yield (APY)
Christmas 0.50% 0.50%
Vacation 0.50% 0.50%
Christmas Club is compounded daily and paid annually on October 31.
Vacation Club is compounded daily and paid annually on April 30.
Pee Wee Share Certificates
PeeWee Certificates Rate (APR) Yield (APY)
6 month - $500 or more 0.25% 0.25%
12 month - $500 or more 0.40% 0.40%
PeeWee Certificate is for newborn through 16 years of age.
Share Certificates
Certificates Rate (APR) Yield (APY)
6 month - $1,000 0.25% 0.25%
6 month - $10,000 0.35% 0.35%
6 month - $50,000 **1.40% **1.40%
6 month - $99,000 **1.50% **1.50%
Interest paid at maturity. All rates are subject to change.
**LIMITED TIME OFFER
Certificates Rate (APR) Yield (APY)
1 year - $1,000 0.40% 0.40%
1 year - $10,000 0.50% 0.50%
1 year - $50,000 **1.55% **1.55%
1 year - $99,000 **1.65% **1.65%
Interest paid at maturity. All rates are subject to change.
**LIMITED TIME OFFER
Certificates Rate (APR) Yield (APY)
2 years - $1,000 0.75% 0.75%
2 years - $10,000 0.85% 0.85%
2 years - $50,000 1.00% 1.00%
2 years - $99,000 1.10% 1.10%
Interest paid at twice annually/6-30 & 12/31. All rates are subject to change.
Certificates Rate (APR) Yield (APY)
3 years - $1,000 1.00% 1.00%
3 years - $10,000 1.25% 1.25%
3 years - $50,000 1.25% 1.25%
3 years - $99,000 1.50% 1.51%
Interest paid at twice annually/6-30 & 12/31. All rates are subject to change.

Please call for rates on longer term certificates.

We may change the dividend rate for your account as determined by the Credit Union Board of Directors. Funds are insured by NCUA Insurance up to $250,000 per depositor.


Loans

Professional & Personal Auto Financing

Funeral Service Credit Union specializes in loans for hearses, limousines and other funeral vehicles.

We may match any verifiable Fixed Rate APR** offered by another financial institution excluding GMAC, Ford Motor Credit, etc. All rates are subject to change without notice.

Automobile Loans Fixed-Rate APR** Term
New Autos (Never Titled) 3.25% Up to 60 Mo
4.25% 72 Mo
2010-2017 Autos 3.50% Up to 60 Mo
4.50% 72 Mo
2007-2009 Autos 5.00% Up to 48 Mo
2001-2006 Autos 6.00% Up to 36 Mo
Motorcycles, Boats, RV's Fixed-Rate APR** Term
Newer (Never Titled) 6.00% 24 Mo
6.25% 36 Mo
6.50% 48 Mo
6.75% 60 Mo
2001-2016 Used 6.75% 24 Mo
7.00% 36 Mo
7.25% 48 Mo
7.50% 60 Mo
We will finance 100% of the retail value listed in the current NADA Official Used Car Guide
Personal Loans Fixed-Rate APR** Term
Unsecured Loan (up to $15,000) 14.00% Up to 60 Mo
Share Secured Loans 4% above dividend rate paid on shares being pledged
Visa Cards Fixed-Rate APR**  
Visa Classic 13.00%  
Visa Premium 9.90%  

*Rates effective as of Aug 15, 2017 but all rates are subject to change.
**APR is The Annual Percentage Rate

We may match any verifiable Fixed Rate APR** offered by another financial institution excluding GMAC, Ford Motor Credit, etc. All rates are subject to change without notice.